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Privacy Policy

Effective Date: 2026

Company Details: A Fresh Approach Coaching & Consulting Pty Ltd
ABN: 86 652 348 680
Email: info@afreshapproach.com.au

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A Fresh Approach Coaching & Consulting Pty Ltd ("we", "our", "us") is committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 1988 (Cth), the Australian Privacy Principles (APPs), and other applicable laws.

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This Privacy Policy explains how we collect, use, disclose, store and protect your personal information when you interact with our website, products, services, programs, memberships, courses, events, workshops, retreats and associated platforms.

 

By accessing our website, purchasing our products, participating in our programs, attending our events, or otherwise engaging with us, you consent to the collection, use and disclosure of your information as described in this Privacy Policy.

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  1. Scope

This Privacy Policy applies to:

www.afreshapproach.com.au
• SamCart checkout pages
• Skool communities
• Zoom meetings and webinars
• Online courses and memberships
• Workshops and events
• Retreats
• Coaching and consulting services
• Email communications
• Social media channels
• Digital products and downloads
• Any future platform used by A Fresh Approach Coaching & Consulting Pty Ltd

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    2. Information We Collect

We may collect:

Identity Information

• Name
• Business name

Contact Information

• Email address
• Phone number
• Postal address

Business Information

• Industry
• Business information
• Career information
• Professional goals

Payment Information

Payments are processed through third-party providers including Stripe and PayPal.

We do not store full credit card details.

Technical Information

• IP address
• Device type
• Browser information
• Website activity
• Referral sources

Program Information

• Coaching notes
• Assessment results
• Innermetrix assessments
• Program progress
• Survey responses
• Feedback forms

Marketing Information

• Email engagement
• Link clicks
• Advertising interactions
• Social media engagement

 

    3. How We Collect Information

We collect information when you:

• Visit our website
• Purchase a product or service
• Complete a form
• Join a waitlist
• Subscribe to our emails
• Attend a workshop
• Participate in coaching
• Join a membership
• Register for an event
• Complete an assessment
• Engage on social media
• Contact us

 

    4. Why We Collect Information

We collect information to:

• Deliver products and services
• Manage coaching and consulting engagements
• Process payments
• Provide customer support
• Improve our products and services
• Send marketing communications
• Conduct research and analysis
• Meet legal obligations
• Protect our business interests

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     5.Marketing Communications

By providing your contact information, you consent to receiving communications regarding:

• Programs
• Workshops
• Events
• Retreats
• New products
• Promotions
• Educational content

You may unsubscribe at any time.

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     6. Cookies and Tracking Technologies

We use:

• Cookies
• Facebook Pixel
• Meta advertising tools
• Google Analytics
• Conversion tracking
• Similar technologies

These tools help us understand website usage and improve marketing performance.

You may disable cookies through your browser settings.

 

     7.Third-Party Platforms

We use third-party providers including:

• SamCart
• Stripe
• PayPal
• Zoom
• Skool
• ConvertKit
• Google Analytics
• Meta
• Facebook
• Instagram
• YouTube

Your use of those services may also be subject to their privacy policies.

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     8. Disclosure of Information

We may disclose information to:

• Payment providers
• Technology providers
• Contractors
• Professional advisers
• Regulators
• Law enforcement agencies

We do not sell personal information.

 

     9. Overseas Disclosure

Some providers may store data outside Australia.

By using our services, you consent to the transfer and storage of information in jurisdictions including the United States and other countries where our providers operate.

 

     10. Data Security

We take reasonable steps to protect information through:

• Secure systems
• Password protection
• Restricted access
• Encrypted platforms where available

No system is completely secure and we cannot guarantee absolute security.

 

     11. Access and Correction

You may request access to or correction of your personal information by contacting:

info@afreshapproach.com.au

 

     12. Retention

We retain information only for as long as reasonably necessary for business, legal and operational purposes.

 

     13. Complaints

Privacy complaints may be submitted to: info@afreshapproach.com.au

We will endeavour to respond within 30 days.

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     14. Changes

We may update this Privacy Policy at any time. The most current version will be published on our website.

END OF PRIVACY POLICY

Website Terms of Use, Product Terms & Service Agreement

Please read these Terms carefully before purchasing, accessing, downloading, attending, participating in, or using any of our products, services, programs, memberships, courses, coaching, consulting, workshops, events, retreats, communities, resources, or websites.

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By purchasing from us, accessing our content, checking an acceptance box, registering for a program, attending an event, or continuing to use our services, you agree to be bound by these Terms.

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  1. APPLICATION OF THESE TERMS

These Terms apply to all products, services and activities offered by A Fresh Approach Coaching & Consulting Pty Ltd including but not limited to:

• Coaching programs
• Consulting services
• Executive coaching
• Leadership coaching
• Group coaching
• Memberships
• Online courses
• Digital products
• Workshops
• Retreats
• Conferences
• Events
• Masterclasses
• Webinars
• Assessments
• Books
• Workbooks
• Templates
• Downloads
• Audio recordings
• Video recordings
• Community memberships
• Skool communities
• Zoom sessions
• In-person services
• Future products and services

These Terms also apply to purchases made through:

www.afreshapproach.com.au
• SamCart
• Stripe
• PayPal
• Skool
• Zoom
• ConvertKit
• Facebook
• Instagram
• LinkedIn
• YouTube
• Any future platform used by us

 

     2. ELIGIBILITY

You confirm that:

• You are at least 18 years of age.
• You have legal capacity to enter a binding agreement.
• Information provided by you is accurate.
• You are legally entitled to purchase our products and services.

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     3. PRODUCT ACCESS

Where lifetime access is advertised, lifetime access refers to:

"The commercially reasonable lifetime of the product, program, platform, or service."

It does not mean perpetual access forever.

We reserve the right to:

• Update content
• Modify content
• Replace platforms
• Remove outdated content
• Improve products
• Discontinue products

Where reasonably possible, we will provide notice before major changes.

 

     4. PLATFORM CHANGES

We may move products between:

• Skool
• SamCart
• Zoom
• Learning management systems
• Membership platforms

or other future platforms.

Such migrations do not entitle you to refunds.

 

     5. INTELLECTUAL PROPERTY

All content remains the exclusive property of A Fresh Approach Coaching & Consulting Pty Ltd.

This includes:

• Ultimate Brain Hacks™
• Brain Hacks frameworks
• Wealth frameworks
• Coaching methodologies
• Training materials
• Workbooks
• Videos
• Audio recordings
• Assessments
• Surveys
• Presentations
• Slide decks
• Retreat content
• Event content
• Written content
• Graphics
• Logos
• Branding
• Systems
• Processes
• Models
• Templates
• Worksheets
• Handouts
• Downloads

All rights are reserved.

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     6. LIMITED LICENCE

You receive a limited, non-transferable, revocable licence for personal use only.

Unless expressly authorised in writing, you may not:

• Copy content
• Share content
• Reproduce content
• Sell content
• Repackage content
• Teach content
• License content
• Publish content
• Upload content elsewhere
• Create derivative works

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     7. AI AND MACHINE LEARNING RESTRICTIONS

You may not use any content belonging to A Fresh Approach Coaching & Consulting Pty Ltd for:

• AI training
• Large language model training
• Voice cloning
• Avatar creation
• Deepfakes
• Synthetic media
• Image generation
• Content generation systems
• Automated learning systems

You may not use:

• Simone Boer's likeness
• Simone Boer's image
• Simone Boer's voice
• Simone Boer's presentations
• Simone Boer's recordings

for any AI-related purpose without written consent.

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     8. CONFIDENTIALITY

Where coaching, consulting or mentoring is provided, both parties agree to maintain confidentiality.

Exceptions include:

• Legal obligations
• Court orders
• Serious threats to safety
• Fraud investigations

 

     9. COACHING DISCLAIMER

Coaching is designed to support awareness, learning, growth and performance.

Coaching is not:

• Therapy
• Counselling
• Psychology
• Psychiatry
• Medical treatment

You acknowledge that:

• Results vary significantly.
• No outcome is guaranteed.
• Success depends upon your effort, decisions and circumstances.

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     10. PROFESSIONAL ADVICE DISCLAIMER

Information provided by us is educational only.

Nothing provided constitutes:

• Legal advice
• Medical advice
• Psychological advice
• Psychiatric advice
• Financial advice
• Investment advice
• Tax advice
• Accounting advice

You should obtain appropriate professional advice before making important decisions.

 

     11. NO GUARANTEE OF RESULTS

We make no guarantees regarding:

• Income
• Wealth
• Business growth
• Promotion
• Employment
• Health outcomes
• Relationship outcomes
• Performance outcomes
• Personal transformation

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     12. CLIENT RESPONSIBILITY

You remain solely responsible for:

• Decisions
• Actions
• Outcomes
• Business activities
• Financial decisions
• Career decisions
• Health decisions

Participation does not transfer responsibility to us.

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     13. ASSESSMENTS

Assessments, profiles and diagnostics are provided as developmental tools only.

They are not:

• Clinical assessments
• Psychological diagnoses
• Medical diagnoses

Assessment results should not be relied upon as professional health advice.

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     14. COMMUNITY CONDUCT

Members participating in:

• Skool communities
• Memberships
• Workshops
• Retreats
• Events

must behave respectfully.

We reserve the right to remove participants who:

• Harass others
• Bully others
• Disrupt events
• Engage in discrimination
• Breach confidentiality
• Share proprietary materials

No refund will be provided where removal is due to misconduct.

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     15. RECORDINGS

We may record:

• Zoom sessions
• Workshops
• Events
• Retreats
• Webinars
• Masterclasses

By participating you consent to such recording.

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     16. IMAGE AND MEDIA CONSENT

Unless you advise otherwise in writing prior to an event, you consent to:

• Photography
• Video recording
• Audio recording

and permit us to use your image, voice and likeness for:

• Marketing
• Promotional purposes
• Educational content
• Social media

without compensation.

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     17. PAYMENT TERMS

All prices are:

• USD
• Inclusive or exclusive of GST as stated

Payment must be made as specified at checkout.

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     18. PAYMENT PROCESSORS

Payments may be processed through:

• SamCart
• Stripe
• PayPal

You agree to comply with their applicable terms.

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     19. PAYMENT PLANS

Where payment plans are offered:

• You remain liable for all payments.
• Stopping participation does not cancel payment obligations.
• Missed payments may result in suspension of access.
• Outstanding balances remain payable.

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     20. FAILED PAYMENTS

We reserve the right to:

• Retry payments
• Suspend access
• Recover debts
• Refer unpaid accounts to collection agencies

where lawful.

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     21. CHARGEBACKS

If you initiate a chargeback without first attempting to resolve the issue with us:

We reserve the right to:

• Suspend access
• Permanently revoke access
• Recover costs
• Recover legal fees
• Recover chargeback fees

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     22. EVENTS AND RETREATS

Participation in events and retreats is voluntary.

You acknowledge that:

• Travel involves risk.
• Activities may involve physical movement.
• You are responsible for assessing your suitability to participate.

 

     23. HEALTH AND SAFETY

You must advise us of any condition that may affect safe participation.

We reserve the right to refuse participation where safety concerns exist.

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     24. ASSUMPTION OF RISK

You voluntarily assume all risks associated with participation in:

• Coaching
• Workshops
• Retreats
• Events
• Courses
• Memberships

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     25. LIMITATION OF LIABILITY

To the maximum extent permitted by Australian law:

Our total liability shall not exceed the amount paid by you for the specific product or service giving rise to the claim.

 

     26. EXCLUSION OF INDIRECT LOSSES

We shall not be liable for:

• Loss of profits
• Loss of revenue
• Loss of business
• Loss of opportunity
• Loss of reputation
• Consequential loss
• Indirect loss

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     27. AUSTRALIAN CONSUMER LAW

Nothing in these Terms excludes rights that cannot legally be excluded under the Australian Consumer Law.

Where permitted, our liability is limited to:

• Re-supplying services; or
• Refunding amounts paid.

 

     28. INDEMNITY

You indemnify A Fresh Approach Coaching & Consulting Pty Ltd against claims arising from:

• Your conduct
• Your business activities
• Your misuse of content
• Your breach of these Terms

 

     29. FORCE MAJEURE

We are not liable for delay or failure caused by events outside our reasonable control including:

• Natural disasters
• Illness
• Pandemic events
• Government restrictions
• Internet outages
• Technology failures
• Cyber attacks
• Platform failures

 

     30. TERMINATION

We may terminate access immediately if:

• Terms are breached
• Intellectual property is infringed
• Payment obligations are not met
• Community standards are breached

No refund will be payable.

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     31. ELECTRONIC SIGNATURES

Checking a box, clicking purchase, registering for a program or submitting payment constitutes an electronic signature and forms a legally binding agreement.

 

     32. GOVERNING LAW

These Terms are governed by the laws of Victoria, Australia.

The parties submit to the exclusive jurisdiction of the courts of Victoria and the Commonwealth of Australia.

 

     33. CHANGES TO TERMS

We may amend these Terms from time to time. Updated versions will be published on our website.

Continued use of our services constitutes acceptance of the revised Terms.

 

     34. CONTACT

Questions regarding these Terms should be directed to: info@afreshapproach.com.au

END OF WEBSITE TERMS OF USE, PRODUCT TERMS & SERVICE AGREEMENT

Refund, Cancellation & Rescheduling Policy

This Refund, Cancellation & Rescheduling Policy forms part of the Terms & Conditions of A Fresh Approach Coaching & Consulting Pty Ltd and applies to all products, services, programs, memberships, coaching engagements, workshops, retreats, events and digital products purchased from us. By purchasing any product or service, you acknowledge that you have read, understood and accepted this policy.

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  1. AUSTRALIAN CONSUMER LAW

Nothing in this policy excludes, restricts or modifies any rights you may have under the Australian Consumer Law.

Where a product or service fails to meet consumer guarantees that cannot legally be excluded, you may be entitled to remedies available under Australian Consumer Law.

Except where required by law, refunds will only be provided in accordance with this policy.

 

     2. CHANGE OF MIND

We do not provide refunds for:

• Change of mind
• Change in personal circumstances
• Change in financial circumstances
• Change in business priorities
• Failure to complete a program
• Failure to attend a program
• Failure to access materials
• Lack of implementation
• Lack of results
• Scheduling conflicts
• Relocation
• Travel restrictions affecting you personally

 

     3. DIGITAL PRODUCTS

All sales of digital products are final.

This includes:

• Downloads
• Workbooks
• Templates
• Guides
• Recordings
• Audios
• PDFs
• Digital resources
• Digital toolkits
• E-books

Due to immediate access being provided, refunds will not be issued once access has been granted.

 

     4. ONLINE COURSES

Unless otherwise specified on the sales page for a particular course:

All course sales are final.

Refunds are not available where:

• Course materials have been accessed
• Downloads have been provided
• Login details have been issued

Where a specific course guarantee is advertised on the relevant sales page, that guarantee will apply in addition to this policy.

 

     5. MEMBERSHIPS

Membership fees are non-refundable.

You may cancel future recurring payments at any time by providing written notice before your next billing cycle.

Cancellation prevents future charges only.

No refunds will be provided for:

• Previous membership payments
• Partial months
• Unused membership periods

Access remains available until the end of the current billing period.

 

     6. GROUP COACHING PROGRAMS

Group coaching program payments are non-refundable.

Where payment plans are offered:

• The full program fee remains payable.
• Withdrawal from the program does not cancel outstanding payments.
• Failure to attend does not cancel payment obligations.

 

     7. ONE-TO-ONE COACHING

Coaching packages are non-refundable once the first coaching session has occurred.

Where a coaching package has been purchased but no coaching session has occurred, refund requests may be considered at our sole discretion.

Administrative fees may be deducted from any approved refund.

Unused coaching sessions are non-transferable unless agreed in writing.

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     8. CONSULTING ENGAGEMENTS

Consulting services are booked based on reserved capacity.

Once work has commenced, fees are non-refundable.

Where work has not commenced, cancellation requests may be considered at our discretion.

 

     9. WORKSHOPS

Workshops purchased by individuals:

More than 30 days prior:
• Full credit available.

15–30 days prior:
• Transfer to another event may be available.

Less than 14 days:
• No refund.

Non-attendance:
• No refund.

 

     10. LIVE EVENTS

Tickets are non-refundable.

Where notice is received:

More than 30 days:
• Transfer to another attendee may be approved.

15–30 days:
• Credit may be offered.

Less than 14 days:
• No refund or credit.

 

     11. RETREATS

Retreat planning involves significant upfront commitments and costs.

Accordingly:

More than 90 days before commencement:
• Refund less a $500 administration fee.

61–90 days before commencement:
• 50% refund.

31–60 days before commencement:
• 25% refund.

30 days or less before commencement:
• No refund.

You may request a transfer to another participant subject to approval.

Any transfer costs incurred remain your responsibility.

 

     12. CORPORATE WORKSHOPS

Corporate bookings may be cancelled:

More than 30 days:
• No cancellation fee.

15–30 days:
• 50% of fee payable.

Less than 14 days:
• Full fee payable.

Where preparation work has commenced, such work remains chargeable.

 

     13. RESCHEDULING COACHING SESSIONS

A minimum of 24 hours' notice is required.

Where less than 24 hours' notice is provided:

• Session may be forfeited.
• Session may be treated as attended.

This policy applies regardless of reason, except in exceptional circumstances.

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     14. LATE ARRIVALS

Late arrival does not extend the session.

Sessions will conclude at the scheduled finish time.

 

     15. MISSED APPOINTMENTS

Failure to attend without notice will be treated as a completed session.

No refund or replacement session will be provided.

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     16. EVENT CANCELLATION BY US

If we cancel an event, workshop, retreat or program:

We may choose to:

• Reschedule the event
• Transfer your registration
• Provide a credit
• Provide a refund

Our liability is limited to the amount paid directly to us.

We are not responsible for:

• Flights
• Accommodation
• Travel costs
• Meals
• Lost income
• Other associated expenses

 

     17. SPEAKER CHANGES

We reserve the right to:

• Change speakers
• Change facilitators
• Change venues
• Modify agendas
• Adjust schedules

Such changes do not entitle participants to refunds.

 

     18. MEMBERSHIP CONTENT CHANGES

Membership content evolves over time.

We reserve the right to:

• Add content
• Remove content
• Modify content
• Update content

Such changes do not create refund rights.

 

     19. PAYMENT PLANS

Where payment plans are selected:

The full contracted amount remains payable.

Failure to continue participating does not cancel payment obligations.

 

     20. FAILED PAYMENTS

Where payments fail:

We may:

• Retry payment
• Suspend access
• Restrict access
• Recover outstanding amounts

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     21. CHARGEBACKS

Before initiating a chargeback, you agree to contact us and attempt resolution.

Where a chargeback is initiated:

We may:

• Suspend access
• Terminate access
• Recover costs
• Recover chargeback fees
• Recover legal costs where permitted

 

     22. FORCE MAJEURE

We are not responsible for cancellations, delays or changes arising from:

• Natural disasters
• Pandemic events
• Government restrictions
• Venue closures
• Internet outages
• Technology failures
• Illness
• Circumstances beyond our reasonable control

Where practical, credits, transfers or rescheduled dates may be offered.

 

     23. TRANSFER OF ENROLMENTS

Transfers may be approved at our discretion. Administrative fees may apply.

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     24. SPECIAL OFFERS

Promotional purchases, discounted purchases, bonuses, scholarship positions and limited-time offers may have separate refund conditions specified on the relevant sales page.

 

     25. REQUESTING A REFUND

Refund requests must be submitted in writing to: info@afreshapproach.com.au

Requests should include:

• Full name
• Email address
• Program purchased
• Purchase date
• Reason for request

 

     26. PROCESSING OF APPROVED REFUNDS

Where a refund is approved:

• Refunds will be returned to the original payment method where possible.
• Processing may take up to 14 business days.
• Transaction fees may be deducted where legally permitted.

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     27. FINAL DECISION

Except where Australian Consumer Law applies, all refund decisions are made at the reasonable discretion of A Fresh Approach Coaching & Consulting Pty Ltd.

     28. CONTACT

Questions regarding this policy should be directed to: info@afreshapproach.com.au

END OF REFUND, CANCELLATION & RESCHEDULING POLICY

 

Contact Dr. Simone Boer for Life Coaching and Strategic Consulting

Dr. Simone Boer 

Coach, Strategist & Wealth Creation

Lara VIC, Australia

Email: info@afreshapproach.com.au

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Offering Online and Local Life Coaching & Strategy Consulting in Geelong, Melbourne, Ballarat, Lara, Bendigo, Torquay, Warrnambool, Waurn Ponds, Werribee, Point Cook, Leopold, and surrounding areas.

A Fresh Approach - Life Coaching and Strategic Consulting by Dr. Simone Boer

© 2023 ABN: 86 652 348 680

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Located on Wadawurrung Country

A Fresh Approach acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Owners and Custodians of this country and their connection to land, water and community. We pay our respects to them, their cultures and customs and to Elders past, present and emerging.

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